100% Free, No Email Required

Free Mortgage Calculators

Run your numbers before you call anyone. Each tool is built for a specific situation. No email gate, no credit check, no commitment.

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Renewal & Refinance

Mortgage Renewal Calculator

Renewal letter just arrived? Model the new payment, compare fixed vs variable, and see exactly how much you could save by shopping the market before you sign.

Best for: homeowners within 120 days of renewal or considering a mid-term refinance

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Debt Consolidation

Debt Consolidation Calculator (No Email)

Credit card balances running at 19-22%? See in 60 seconds whether rolling them into your mortgage could free up $400 to $800 per month. Full result, no email needed.

Best for: Ontario homeowners with $10,000+ in high-interest debt

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Reverse Mortgage

Reverse Mortgage Calculator (No Personal Info)

55 or older and house-rich but cash-limited? See how much equity you could access tax-free, without monthly payments, without sharing personal information first.

Best for: Ontario homeowners 55+ exploring equity access without selling

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Not sure which tool fits your situation?

Book a Free 15-Minute Call with Jenny calendar_today

No obligation. No sales pitch. Just answers.

Jenny Tate, Mortgage Agent Level 1, FSRA #M22002086, Tango Financial Inc. FSRA #13691. Calculator results are estimates for illustrative purposes only.