Stop Overpaying on Your Mortgage. Fix the structure, not just the rate.
A typical GTA renewal can leave $1,800 to $5,400 a year on the table if you only compare the rate.*
No spam. No credit check. Free because the lender pays.
50+ five-star Google reviews
* Rate comparisons are illustrative. Actual rates, approvals, and savings depend on lender criteria, your credit profile, and market conditions at time of application. This is not a commitment to lend. Subject to lender approval.
What Jenny's Clients Are Saying
"Jenny is amazing and wonderful person. We had a hard time trying to get a mortgage. We found Jenny and she made our dream come true. We own a house! Thank you again Jenny!! We will always recommend you!"
Gianfranco Perciasepe
Google Reviews
"My husband and I had an amazing experience working with Jenny to secure the best mortgage rate. She was incredibly knowledgeable, patient, and dedicated to finding us the best deal. Jenny made the entire process smooth and stress-free."
Malvina Kozak
Google Reviews
"Honest to goodness, Jenny is the angel of mortgage brokers! She was beyond helpful, responsive and patient from start to finish! She genuinely cares about her clients and seeing them obtain their best options available. Very trustworthy and has your best interest at heart!"
Lisa Mahn
Google Reviews · Local Guide
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Open the calendar in a new tabWhatever stage you're at, stop overpaying.
I'm renewing my mortgage
Don't just auto-renew with your current bank.I'm buying my first home
From down payment strategies to pre-approvals that actually hold weight.I'm self-employed or new to Canada
We know which lenders look past the T4.I'm refinancing
Unlock equity, consolidate debt, or fund major renovations.
- FSRA licence
- #M22002086
- Brokerage
- Tango Financial · FSRA #13691
- Education
- MBA Finance
- Certification
- Lean Six Sigma Black Belt
Access to 50+ lenders including TD, RBC, Scotiabank, BMO, CIBC, First National, MCAP, Equitable Bank, Merix Financial, Home Trust, and 40+ more. Jenny shops the market so you don't have to.
Licence and brokerage details are on the About page.
Frequently Asked Questions
How much does a consultation cost? expand_more
Consultations with Jenny are 100% free of charge. In most cases, our fees are paid by the lender, meaning you get expert advisory services at no direct cost to you.
How is Jenny different from my bank? expand_more
Banks only offer their own products. Jenny compares options from financial institutions and lenders approved under the National Housing Act. Learn when private mortgage lenders in Toronto may be considered and why those transactions must be handled by a Mortgage Agent Level 2 or Mortgage Broker.
I'm self-employed. Can Jenny help me? expand_more
Absolutely. Jenny specializes in "stated income" and BFS (Business for Self) applications. We know exactly which lenders have the best programs for entrepreneurs and how to structure your application for success.
What documents do I need to get started? expand_more
Initially, we just need basic info. As we progress, we'll need proof of income (T4s/NOAs), identification, and details about your current assets or the property you're looking to purchase.
How long does the pre-approval process take? expand_more
Once we have all your documentation, we can typically secure a pre-approval within 24 to 48 hours, giving you the confidence to start house hunting immediately.
Can you help if I have a low credit score? expand_more
Yes. Jenny can compare options from financial institutions and National Housing Act-approved lenders that consider more than a credit score. If private financing is required, the private-mortgage assessment and transaction must be handled by a Mortgage Agent Level 2 or Mortgage Broker. Jenny also provides guidance on improving your score for future renewals.
Start with one guide
Pick the one closest to your question.
- Private lendingPrivate mortgages in Toronto: who qualifies and the exit plan
- QualifyingMortgage stress test 2026: how it works
- First-time buyers30-year amortization: the 2026 rules
- RenewalMortgage renewal in Toronto, 2026
- ChoosingMortgage agent vs bank in Toronto
- Rates guideBurlington mortgage rates
- Reverse mortgageReverse mortgages in Ontario, 2026