Terms of Service

Last updated: April 2026

1. Acceptance of Terms

By accessing or using this website at jenny.mortgage, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use this website. Your continued use of the site following any updates to these terms constitutes your acceptance of the revised terms.

2. Website for Informational Purposes Only

All content published on this website is provided for general informational purposes only. Nothing on this website constitutes financial advice, legal advice, tax advice, or a recommendation to pursue any specific mortgage product or financial strategy.

Mortgage eligibility, rates, and product availability depend on individual circumstances and are subject to lender approval. You should consult a qualified professional before making any financial decisions. While Jenny Tate is a licensed Mortgage Agent in Ontario (FSRA #M22002086), accessing this website does not create a client relationship, and information provided here should not be treated as personalized advice.

3. No Guarantee of Mortgage Approval

Nothing on this website, including any tools, calculators, rate information, or general guidance, constitutes a commitment to lend, a pre-approval, or a guarantee that a mortgage application will be approved. Mortgage approvals are determined by lenders based on their own underwriting criteria and are subject to change without notice.

Past results described on this site are not indicative of future outcomes. Every borrower's situation is unique, and results will vary based on factors including but not limited to credit history, income, property type, and lender requirements at the time of application.

4. Intellectual Property

All content on this website, including but not limited to text, graphics, blog posts, page layouts, and branding, is the intellectual property of Jenny Tate unless otherwise noted. You may not reproduce, distribute, modify, or republish any content from this site without prior written permission.

Limited personal, non-commercial use (such as sharing a link or quoting a short passage with attribution) is permitted. All other uses require express written consent from Jenny Tate. Requests can be directed to jenny@jtmortgages.ca.

5. Third-Party Links

This website contains links to third-party services and websites, including but not limited to:

These links are provided for convenience only. Jenny Tate does not control, endorse, or take responsibility for the content, privacy practices, or accuracy of any third-party websites. Visiting external sites is at your own discretion and subject to those sites' own terms and privacy policies.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Jenny Tate and Tango Financial shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or reliance on any content published here. This includes, without limitation, errors or omissions in content, delays or interruptions in service, and any financial loss or damage resulting from decisions made based on information found on this site.

This website is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

7. Changes to Terms

These Terms of Service may be updated from time to time to reflect changes in law, regulation, or the services offered. The date at the top of this page will reflect when the terms were last revised. We encourage you to review this page periodically. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.

If material changes are made, we will make reasonable efforts to notify users by updating the date and, where appropriate, adding a notice to the homepage.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

9. Contact

If you have any questions about these Terms of Service or wish to request permission to use content from this website, please contact: