Terms of Service

Last updated: April 2026

1. Acceptance of Terms

By accessing or using this website at jenny.mortgage, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use this website. Continued use of the site after any updates constitutes acceptance of the revised terms.

2. Services Described on This Website

This website provides information about the following services offered by Jenny Tate, Mortgage Agent Level 1 (FSRA #M22002086), operating under Tango Financial Inc. (FSRA #13691):

Jenny Tate is licensed and regulated by the Financial Services Regulatory Authority of Ontario (FSRA) under the Mortgage Brokerages, Lenders and Administrators Act, 2006. See our Licensing Info page for full details.

3. Calculator Results Are Estimates Only

The mortgage calculator on this site is provided for illustrative purposes only. Calculator results are estimates based on the inputs you provide and assumed rate scenarios. They do not constitute:

Actual rates, payments, approvals, and terms depend on lender underwriting criteria, your individual credit profile, property type, and market conditions at the time of application. Always consult a licensed mortgage professional before making financial decisions.

4. Blog Content Is General Information Only

All blog articles and guides published on this website are provided for general educational purposes. They do not constitute personalized mortgage advice, financial planning advice, tax advice, or legal advice. Mortgage rules, rates, and regulations are subject to change and may differ from what is described in older articles. Nothing in any blog post creates a client relationship or obligation between you and Jenny Tate.

5. No Guarantee of Mortgage Approval

Nothing on this website constitutes a pre-approval, commitment to lend, or guarantee that any mortgage application will be approved. Approvals are determined solely by lenders based on their own criteria and are subject to change without notice. Past results described on this site do not indicate future outcomes.

6. Intellectual Property

All content on this website, including text, blog posts, graphics, page layouts, and branding, is the intellectual property of Jenny Tate unless otherwise noted. You may not reproduce, distribute, or republish any content without prior written permission. Limited personal and non-commercial use (such as sharing a link or quoting a short passage with attribution) is permitted. Requests: info@jenny.mortgage.

7. Third-Party Links and Services

This website contains links to third-party services including Calendly (booking), Google Analytics (anonymized site analytics), and the embedded mortgage calculator. These links are provided for convenience only. Jenny Tate does not control, endorse, or take responsibility for third-party content, privacy practices, or accuracy. Use of third-party services is subject to their own terms and privacy policies.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Jenny Tate and Tango Financial Inc. shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or reliance on any content published here. This includes errors or omissions in content, service interruptions, and financial loss resulting from decisions made based on information found on this site. This website is provided on an "as is" and "as available" basis without warranties of any kind.

9. Governing Law and Dispute Resolution

These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

10. Related Policies

Please also review our:

11. Contact

Questions about these Terms of Service: